3 ChatGPT Prompts to Make Money Fast

For people who want the fastest path to money with AI in 2026, using the skills and audience they ALREADY have.

Everyone asks me: “How do I make money with AI?”

Wrong question.

The right one:

“What’s the fastest path to money for ME… with what I ALREADY have?”

Your AI already knows you well enough to answer.

These 3 prompts force it to:

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How to Run This Prompt Chain

Run all 3 prompts in the SAME chat, in order, one at a time.

Step 1

Open the AI app you use most: ChatGPT, Claude, Gemini, whatever.

Use the one with the most history on you… because prompt #1 digs through everything your AI remembers about you.

Step 2

Open a new chat.

Step 3

Paste each prompt, wait for the full answer, then paste the next.

That’s the whole exercise: about 10 minutes.

Here’s each prompt and the specific job it does… because knowing the job is what turns a fun chat into a real decision.

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Prompt 1: The Inventory

List every skill I’ve built, problem I’ve solved, and audience I can reach without paying for ads based on everything you know about me.

Most people brainstorm from zero: “what business should I start?”

That’s why everyone lands on the same 3 ideas… dropshipping, a course, an agency.

This prompt flips the direction: instead of starting from random ideas, it starts from YOU.

Skills you forgot you had.

Problems you’ve already solved for free.

People who already listen to you.

That list is your idea pool. Pick the 2-4 ideas it sparks in you and write them down…

Because prompt 2 is about to try to kill them :)

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Prompt 2: The Stress Test

For each idea I’m considering, tell me the assumption most likely to be wrong, what the first 90 days actually look like, and what kind of person quits this and why: [your ideas from prompt 1].

By default, AI is a cheerleader: every idea is “amazing!”

This prompt turns it into a sparring partner.

For each idea, you get 3 things: the assumption most likely to sink it, what the boring first 90 days really look like, and… the part that stings… exactly who quits this and why.

Read that last part carefully…

If the person who quits sounds just like you, cross that idea off now. Better to find that out in minute 5 vs month 5.

The ideas still standing are real candidates.

But “still standing” isn’t a decision…

So prompt 3 forces ONE.

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Prompt 3: The Verdict

Score each idea on whether I can get a paying customer in 30 days, I’d still want to do it in year 3, it uses what I already have, and the failure is recoverable… then tell me which wins.

Four filters: money in 30 days, joy in year 3, built from what you have, safe to fail.

Then the key part: AI must pick ONE winner. No “it depends.” No list of 10 maybes you never act on.

You opened this email asking how to make money with AI. You’re ending it with one idea and one next step: get your first paying customer in 30 days.

I’d love to hear from you!

Hit REPLY and tell me which idea WON :)

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Big Picture

One warning before you run this.

Will AI’s answer be perfect? No… and it doesn’t need to be.

Nobody can promise you’ll make money, and anyone who does is selling something.

Treat the answer like a smart friend who’s watched you work all year: worth hearing, never the final word.

Because the real win isn’t AI’s answer. It’s that you stop collecting “make money with AI” videos… and start testing ONE idea with your name on it.

10 minutes. 3 prompts. 1 winner.

Go.

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